Coverage B - Other Structures Coverage
Do you have a barn, shed, garage or other structure not attached to your home? Other Structures Coverage insures these structures against the same risks that Coverage A - Dwelling Coverage provides for your home.
Limits
Coverage B is typically limited to 10% of your Coverage A amount and does not cover business use. The limits can be increased through an optional endorsement. Contact your agent for more information.
Example: If your dwelling is insured for $200,000 under Coverage A, other structures would be covered for $20,000.