Coverage C - Personal Property Coverage

Personal Property Coverage, also known as Coverage C typically protects personal belongings of the insured wherever they may go.

Limits
Coverage for personal property is usually limited to 50% to 75% of your Coverage A - Dwelling Coverage amount. This amount can be increased by contacting your agent.
Example: If your dwelling were insured for $200,000, your personal property limit would typically be $150,000. Unless otherwise specified, Coverage C - Personal Property Coverage is for actual cash value at the time of loss, which is the original cost of the item, minus depreciation. Buying an endorsement can increase this coverage.