Coverage D - Loss of Use Coverage – Policies which include necessary increases in living expenses.

While you repair or rebuild an uninhabitable home damaged during a covered loss, where would you live? Loss of Use Coverage provides for temporary living expenses over and above your usual living expenses and may include things like furniture, food, shelter and pet kennel expenses.
Limits
Coverage for loss of use is usually limited to 20% of your Coverage A - Dwelling Coverage and applies when a covered loss makes your home not fit to live in.